Launching 2026

Know which carriers are cheapest — before you start quoting

RateScope aggregates workers' comp rate filings from every state. Compare loss cost multipliers by carrier, class code, and state in seconds.

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Live Data Preview

Class Code 5551 — Roofing, All Other · Ohio
#CarrierLCMEff. RateFiledΔ Prior
1Erie Insurance1.12$7.84 /100Jan 2026▼ −8%
2Westfield Group1.18$8.26 /100Dec 2025
3Cincinnati Financial1.24$8.68 /100Feb 2026▲ +3%
4The Hartford1.31$9.17 /100Nov 2025
5Employers Holdings1.45$10.15 /100Jan 2026
Sample data for illustration

Stop guessing which carriers to submit to

You submit to 8 carriers and wait days for quotes. 5 of them were never competitive for that class code.
SERFF makes you search one state, one carrier at a time. For 50 states, that's hundreds of searches.
AM Best and LexisNexis charge $20K+/year. You need answers, not an enterprise contract.

What RateScope Does

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Cross-state rate comparison

Search any class code across all states. See which carriers filed the lowest loss cost multipliers instantly.

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Rate change alerts

Get notified when carriers file new rates in your markets. Know about changes before your competitors do.

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Historical trends

Track how carrier rates have moved over time. Spot carriers getting more aggressive or pulling back.

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Sourced from public filings

All data pulled directly from SERFF Filing Access and state DOI portals. Transparent, verifiable, updated daily.

How It Works

01

Select your states and class codes

02

See all carriers ranked by effective rate

03

Get alerts when filings change

Simple Pricing

Agent

$99/mo
  • 5 states
  • Saved searches
  • Email alerts

Agency

$249/mo
  • All 50 states
  • Team access
  • PDF reports
  • API access

Enterprise

Contact Us
  • Bulk data exports
  • Webhooks
  • Custom integrations

Built from public data

Data sourced from SERFF Filing Access and state Department of Insurance portals
Workers' comp is a $55B annual premium market (Swiss Re, 2024)
36,000+ independent agencies across the US

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